The Bank of England carried on with its cautious approach to base rate changes in its September 2026 meeting. The Bank’s Monetary Policy Committee (MPC) voted to hold the rate at 3.75% for the sixth time in a row. With inflation at 3.1%, above the government’s 2% target at the time, and concerns about the … Read more
It’s quite likely that when you took out your mortgage, you fixed the interest rate for a set number of years. When that fixed deal comes to an end, you’ll automatically be moved to your lender’s standard variable rate (SVR). The SVR is usually higher than any fixed mortgage deal, which will result in higher … Read more
Bank of England Update: Base Rate Is Held At 3.75 Percent There’s no denying the Bank of England has been cautious about base rate changes. In its June 2026 meeting, the Bank’s Monetary Policy Committee (MPC) voted to hold the base rate at 3.75% for the fourth consecutive time. At the time, the inflation rate … Read more
If you’ve been working as a GP for some time, you may have the opportunity to become a partner and buy into the surgery where you work. If this sounds like you, you’ve likely done your research into the capital you need to raise and the shares you will acquire. The next step is securing … Read more
Last year saw the Bank of England take a slow and steady approach to dropping the base rate. In December 2025, the Bank decided to cut the base rate from 4.00% to 3.75%. This left people speculating what the Bank of England’s Monetary Policy Committee (MPC) would vote for at their first base rate meeting … Read more
When it comes to getting a mortgage, your income can have a big influence on how much you are allowed to borrow. Most lenders use a multiple of your annual income to limit the amount of money they will lend to you. Knowing what income multiples are is important for anyone looking to purchase property … Read more
The Chancellor of the Exchequer, Rachel Reeves, delivered her highly anticipated Autumn Budget on November 26, 2025. Prior to Budget Day, rumours were swirling about what Reeves might announce and what it might mean for people’s finances. As ever, the Budget set out changes across a range of economic issues, from savings and taxes to … Read more
The Autumn Budget 2025: Our Predictions The highly anticipated 2025 Autumn Budget will be delivered on November 26. It is the second Labour autumn budget since the party came into power in July 2024. As the party has been in Downing Street for more than a year at this point, speculation about what Chancellor of … Read more
Why Do So Few Medical Professionals Use Specialist Mortgage Advisors? There’s a misconception that doctors and other medical professionals can secure a mortgage without problems simply because they tend to earn higher-than-average salaries and have higher long-term earning potential. However, the reality is that it isn’t actually that easy for doctors to get a mortgage. … Read more
The Typical Career Progression of a Doctor and What Each Stage Means For Mortgages Being a doctor is a highly rewarding and respected profession, offering long-term earning potential and job security after completing your training. It might be surprising, then, to learn that when it comes to applying for a mortgage, doctors can run into … Read more
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