The Truth Behind The Headline Are Banks Increasing Riskier Lending
Looking Behind The Headlines: Are Banks Increasing Riskier Lending? On July 9, 2025, the Bank of England (BoE) announced recommendations for banks and building societies to issue more mortgages at a higher loan-to-income (LTI) ratio. This led to clickbait headlines all over the news claiming that all UK banks will be increasing riskier mortgage lending, … Read more