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Remortgages from the medical professional experts

Our advisors understand the complex nature of healthcare incomes and how they can cause difficulties in getting the mortgage you want. We have trusted relationships with specialist healthcare lenders and access to exclusive deals. Our service is usually fee free so what do you have to lose?

I just started work as a
locum. Doctors
Mortgages were able to
get me a mortgage
using just three months
payslips.

50,000+ mortgages placed

20,000+ satisfied clients

Highly rated

Remortgaging is the name given to replacing your current home loan with a new mortgage – a move you should never be afraid to make if doing so makes financial sense.

For most homeowners, remortgaging is an opportunity to save money on monthly mortgage repayments. With interest rates at an historic low, the chances of getting a better rate than your previous mortgage deal are very high, so whether if you are coming out of a two, three, four or five-year deal, a better one almost certainly awaits you. Remortgaging can also move you from an interest-only mortgage to a repayment mortgage.

In the months before you are due to remortgage you should begin shopping around to see what deals there are on the market. Medical professionals can access preferential rate through medical mortgage advisers, so it’s worth getting in touch with one as soon as you begin your search. If you leave it too late, you risk being transferred onto your lender’s standard variable rate which could be considerable higher than the rate you are currently on.

On occasions, it pays to leave a mortgage deal and begin a new one if (when your factor in the cost of any departure fees) the savings you can make outweigh the penalties of an early exit. Remortgaging needed be stressful – it is something you should always consider doing on a regular basis to make sure that you continually get the best mortgage rates available to you.

For some medical professionals, remortgaging allows the release of equity to pay for home improvements or pay off existing debt.

Are you looking to remortgage your property?

If your current mortgage deal has ended or you are looking to fund some home improvements, then you will be looking to remortgage your property.
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Don’t waste any more time, get in touch with our expert advisors today and let us take the hassle out of getting a mortgage.

A real world mortgage case

Very knowledgeable firm, prompt and gave sound advice enabling me to relocate to my next contract in a new area of the country. Will use again.
Richard, GP, Cardiff

Why use Doctors Mortgages Online?

If you are a Doctor or medical professional, using a specialist broker with medical professional experience can make a difference to the success of your mortgage application and take away all of the hassle involved with finding and securing a mortgage. Whether you are buying, investing, letting or remortgaging we can source a mortgage at a rate to suit you.

8 reasons why is makes sense to use Doctors Mortgages

Our Experience

We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.

100% Online Service

Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.

Saves You Time

Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.

A Personal Mortgage Advisor

Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.

Understanding Of Earnings Structure

Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.

Strong Relationships With Lenders

We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.

Easy Application Process

Our brokers handle the entire application process, so you can rest easy.

Fee Free

The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.

8 reasons why is makes sense to use Doctors Mortgages

Our Experience

We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.

100% Online Service

Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.

Saves You Time

Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.

A Personal Mortgage Advisor

Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.

Understanding Of Earnings Structure

Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.

Strong Relationships With Lenders

We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.

Easy Application Process

Our brokers handle the entire application process, so you can rest easy.

Fee free

The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.

How it works

If you are a doctor or medical professional, securing a mortgage for a property has never been easier, thanks to the team here at Doctors Mortgages Online. With access to bespoke mortgage rates tailored to you, we take the hassle out of mortgage applications to find solutions that match your goals and lifestyle in just three easy steps.

Get in touch

Reach out via phone, email, or the contact form with your details, and we’ll arrange a time to discuss your requirements. We are available outside of traditional office hours and at weekends.

2. Initial Meeting

Over the phone or video call, we’ll gather all the information we need to find you the perfect mortgage. During this call, we’ll outline the process.

Review your options

We’ll get in touch to confirm your mortgage options and will handle the application right through to offer. Once the offer has been produced, we will talk you through the next steps and will be there to help you through too completion!

Boost Your Chances Of Getting A Mortgage With Our FREE Guide.

Our free guide tells you everything you need to know to increase your chances of getting a mortgage as a doctor working in the UK. There are some basic things you can do to increase the likelihood of being approved. Enter your email address in the box below to download our free guide.
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Mortgage advice and guides

Get in touch and see if we can find you the mortgage you want

Our experienced advisors are only a phone call away.
If you can’t talk now, leave your details via our contact form and we’ll get back to you to discuss your personal mortgage requirements at a time to suit you.

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