Doctors Mortgages UK

After voting to drop the base rate in May to 4.25%, people were eager to discover what the Bank of England would decide to do in its June meeting. Would it continue its careful and measured approach, or would the base rate go down again? Well, it would seem that the Bank of England is … Read more

When buying a house using a mortgage, you’ll need to decide how you’ll repay it. For homebuyers, there are two main types of mortgages: repayment and interest-only. Before you can choose between them, you’ll need to understand what they mean and how they are different. Don’t panic; the experts here at Doctors Mortgages Online have … Read more

If you’ve been working as a GP, deciding to become a partner might be the sensible next step in your career. By doing so, you’ll acquire a share in the business and have more of a say in the day-to-day running of the practice and management decisions, which could help you make a meaningful difference … Read more

Getting on the property ladder is harder than ever before. Higher rents, changing family dynamics, and the rising cost of living make it difficult for many to save up for a deposit and the other expenses associated with buying a property. If you want to get on the property ladder but worry you won’t be … Read more

The Tax Implications of Second Homes and Buy-To-Let Properties Are you thinking about buying a second home? Whether you are planning to buy another property to live in while keeping your existing one or thinking of investing in a buy-to-let property, there’s a lot to think about. As a doctor, you may move around a … Read more

Getting A Mortgage As A Junior Doctor In 2025  If you’re about to start work as a junior doctor or are already working as one, you might be worried about whether you’ll be able to get a mortgage. After all, you’ve worked hard to get where you are today and the next logical step for … Read more

Understanding The Difference Between Leasehold and Freehold Properties  When looking for properties to buy, you’ll likely come across two terms: freehold and leasehold. At first glance, these terms might seem complicated, but they’re fairly simple to understand. However, knowing what freehold and leasehold mean and the difference between them is important as they can affect … Read more

Going through the process of buying a property brings with it a lot of questions about your future and safeguarding it. While securing building insurance will be a stipulation of your mortgage, other types of insurance can give you peace of mind as a homeowner. You’ll probably have heard of life insurance that pays out … Read more

After the Bank of England dropped its base rate back in February from 4.75% to 4.5%, anticipation was high for the Bank’s March meeting. Would it drop rates again or err on the side of caution? On March 20, 2025, the Bank of England announced that it was holding its base rate at 4.5%. It … Read more

If you’re thinking about applying for a mortgage, you will likely have heard the term ‘credit score’ bounded around. You’ll likely have heard that you will need to have a ‘good’ credit score for lenders to consider your mortgage application. Your credit score can have a massive impact on how you live and the financial … Read more