When it comes to getting a mortgage, your income can have a big influence on how much you are allowed to borrow. Most lenders use a multiple of your annual income to limit the amount of money they will lend to you. Knowing what income multiples are is important for anyone looking to purchase property … Read more
The Chancellor of the Exchequer, Rachel Reeves, delivered her highly anticipated Autumn Budget on November 26, 2025. Prior to Budget Day, rumours were swirling about what Reeves might announce and what it might mean for people’s finances. As ever, the Budget set out changes across a range of economic issues, from savings and taxes to … Read more
There are a lot of moving parts when it comes to buying a property. Saving for a deposit, looking for the perfect home, making an offer, and the conveyancing process. Unless you are fortunate enough to be a cash buyer, you’ll also need a mortgage to make your home ownership dreams come true. So … Read more
Tune into any news channel and you’ll be confronted with headlines about the rising cost of living. As well as day-to-day and utilities expenses, it seems that house prices are constantly on the rise, too. Historically, house prices doubled around every seven years. These days, although house prices generally rise over time, the process … Read more
Why Do So Few Medical Professionals Use Specialist Mortgage Advisors? There’s a misconception that doctors and other medical professionals can secure a mortgage without problems simply because they tend to earn higher-than-average salaries and have higher long-term earning potential. However, the reality is that it isn’t actually that easy for doctors to get a mortgage. … Read more
Doctors have dreams just like anybody else, to own their home and have a sanctuary to return to, after countless shifts on their feet.
Whether you want to broaden your horizons as a medical professional and invest in property or buy a new home for you and your family
Fortunately, you will be pleased to hear that junior doctors can get mortgages, especially if you enlist the services of a specialist broker.
If this is not the first time you have applied for a mortgage then you will be aware of the steps involved. The mortgage application process
There are 68 days to go until Christmas, which is plenty if you haven’t given a second thought to buying presents, but could prove a problem if you’re planning to move home.
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