Why Us

Our mortgage advisors have been sourcing mortgages for doctors and medical professionals for over 20 years.

Why Us

Our mortgage advisors have been sourcing mortgages for doctors and medical professionals for over 20 years.

I just started work as a
locum. Doctors
Mortgages were able to
get me a mortgage
using just three months
payslips.

50,000+ mortgages placed

20,000+ satisfied clients

Highly rated

Our Experience

Founded in 2008, Doctors Mortgages Online is a specialist independent mortgage broker. Our mortgage advisors have built strong relationships with key UK lenders, including private banks and specialist lenders who do not have a high street presence.

As a result, our clients benefit from access to exclusive rates and lenders who keep an open mind when it comes to understanding the twists and turns you can experience during a medical career. Whether you are an F1, a GP Locum, just started in practice or a junior doctor with a varied income rotation, we can source you the right mortgage at a price you are happy with.

We provide bespoke mortgages for doctors, providing a tailored advisory service, delivered entirely online and over the phone. A face-to-face meeting can be arranged if required, but is not an essential part of our mortgage application process. In fact, we would even go as far as to say that, as a medical professional, do you even have the time to go direct?

Once you have been introduced to your personal medical mortgage advisor, they will guide you through the whole mortgage process from gathering all essential information and organising the paperwork, to finding the right lender, submitting your application and coordinating the survey. We ensure that your mortgage offer arrives on time, paving the way for funds to be cleared in time for an exchange of contract.

In addition, we also offer Mortgage Protection Insurance so you can protect property and your loved ones should something happen than means you can no longer pay your monthly mortgage payments.

“Junior doctors are viewed as being self employed…”

“…some lenders will lend based on a contract letter.”

Contact Us

Don’t waste any more time, get in touch with our expert advisors today and let us take the hassle out of getting a mortgage.

A real world mortgage case

“I was just about to graduate from medical school and wanted to buy my first home ahead of Foundation year 1 starting in August. As I didn’t have any payslips, several lenders turned me down for a mortgage. I contacted Doctors Mortgages Online and they were able to find me a mortgage 2 months before I started at Whiston Hospital. All they needed was my contract and first work schedule!The process was so easy, and Mark was available whenever I needed him (even took my calls on the weekend!).”
Jordan, Foundation 1 Doctor, Liverpool

Why use Doctors Mortgages Online?

If you are a Doctor or medical professional, using a specialist broker with medical professional experience can make a difference to the success of your mortgage application and take away all of the hassle involved with finding and securing a mortgage. Whether you are buying, investing, letting or remortgaging we can source a mortgage at a rate to suit you.

8 reasons why is makes sense to use Doctors Mortgages

Our Experience

We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.

100% Online Service

Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.

Saves You Time

Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.

A Personal Mortgage Advisor

Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.

Understanding Of Earnings Structure

Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.

Strong Relationships With Lenders

We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.

Easy Application Process

Our brokers handle the entire application process, so you can rest easy.

Fee Free

The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.

8 reasons why is makes sense to use Doctors Mortgages

Our Experience

We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.

100% Online Service

Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.

Saves You Time

Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.

A Personal Mortgage Advisor

Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.

Understanding Of Earnings Structure

Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.

Strong Relationships With Lenders

We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.

Easy Application Process

Our brokers handle the entire application process, so you can rest easy.

Fee free

The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.

How it works

If you are a doctor or medical professional, securing a mortgage for a property has never been easier, thanks to the team here at Doctors Mortgages Online. With access to bespoke mortgage rates tailored to you, we take the hassle out of mortgage applications to find solutions that match your goals and lifestyle in just three easy steps.

Get in touch

Reach out via phone, email, or the contact form with your details, and we’ll arrange a time to discuss your requirements. We are available outside of traditional office hours and at weekends.

2. Initial Meeting

Over the phone or video call, we’ll gather all the information we need to find you the perfect mortgage. During this call, we’ll outline the process.

Review your options

We’ll get in touch to confirm your mortgage options and will handle the application right through to offer. Once the offer has been produced, we will talk you through the next steps and will be there to help you through too completion!

Boost Your Chances Of Getting A Mortgage With Our FREE Guide.

Our free guide tells you everything you need to know to increase your chances of getting a mortgage as a doctor working in the UK. There are some basic things you can do to increase the likelihood of being approved. Enter your email address in the box below to download our free guide.
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Mortgage advice and guides

Get in touch and see if we can find you the mortgage you want

Our experienced advisors are only a phone call away.
If you can’t talk now, leave your details via our contact form and we’ll get back to you to discuss your personal mortgage requirements at a time to suit you.

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