The leading specialist healthcare mortgage provider.
Really helpful throughout the mortgage process and kept me updated on the progress throughout
50,000+ mortgages placed
20,000+ satisfied clients
Highly rated
We don’t source mortgages for anyone else
Using a specialist broker with professional healthcare experience can make a difference to the success of your mortgage application. Whether you are buying, investing, letting or remortgaging we can source a mortgage at a rate to suit you.
High street lenders can become confused when dealing with banded remuneration packages, and this can result in a misrepresentation of your gross income and cause them to grant a lesser mortgage. They can often mistake employment contracts for temporary work which also create unnecessary time delays, or worse, an unsuccessful application. We have worked hard to build trusted relationships with specialist healthcare lenders who are well versed in arranging mortgages for NHS nurses and healthcare professionals.
A mortgage for every stage of your nursing career
Buying a property needn’t be governed by where you are on the medical career ladder. Whether you’ve just qualified or have been locuming for only a few months, we can access a mortgage deal for you.
Our unrivalled application process is simple and takes a fraction of the time you’d have to commit when going direct to a conventional lender. During our initial telephone conversation, we note your specific requirements and from that moment on we’ll coordinate the whole mortgage process for you. We’ll speak to the lender, organise the paperwork, submit your application, coordinate your survey and ensure your mortgage offer arrives on time.
Fancy owning your own medical student pad, but not sure how to manage a mortgage as a medical student? Read on to find out how to make it happen.
A real world mortgage case
I am incredibly grateful. The offer pinged through an email at the very moment I entered the centre of one of Scotland’s most famous stone circles. The Ring of Brodgar on Orkney. That’s just got to be a good omen, on the day of a New Moon and Solar Eclipse too
Jordan, Foundation 1 Doctor, Liverpool
Why use Doctors Mortgages Online?
Here at Doctors Mortgages Online, we know there is a lot to sort out when you are off to university.
Renting at university can be a nightmare with rogue landlords and properties that quite simply aren’t up to scratch, the stress of which can distract you from your studies and enjoying the student experience. The good news is that you can enjoy university to the full without this worry thanks to a student mortgage UK because it is possible to secure a mortgage as a student and purchase your very own home in the location you will be studying.
If you are approaching high street banks for a mortgage student product, you will face rejection to your application. This is because traditional lenders take your personal information at face value. They see that you are a student with no stable income and potentially limited savings, meaning you’ll fail the all-important affordability checks. In fact, none of the big-name lenders offer a mortgage for students.
Our mortgage brokers have over 20 years of experience sourcing mortgages for medical students and the wider medical and healthcare profession. We will be able to secure you a deal, considering the rental value of your property, at an interest rate that works for you, giving you a head start on the property ladder long before your medical training is complete.
As long as you have the support of a family member and your property meets certain requirements, including that it is within 10 miles of the university you attend and that it has a maximum of three bedrooms, then our professional and friendly team will be able to help you secure a mortgage.
We understand that renting at university is not ideal for everyone, and believe that a safe home environment will help you succeed. Thanks to our long-established relationships with reputable mortgage lenders, we can help first time buyers just like you before you’ve even started your medical career.
8 reasons why is makes sense to use Doctors Mortgages
Our Experience
We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.
100% Online Service
Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.
Saves You Time
Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.
A Personal Mortgage Advisor
Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.
Understanding Of Earnings Structure
Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.
Strong Relationships With Lenders
We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.
Easy Application Process
Our brokers handle the entire application process, so you can rest easy.
Fee Free
The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.
8 reasons why is makes sense to use Doctors Mortgages
Our Experience
We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.
100% Online Service
Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.
Saves You Time
Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.
A Personal Mortgage Advisor
Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.
Understanding Of Earnings Structure
Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.
Strong Relationships With Lenders
We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.
Easy Application Process
Our brokers handle the entire application process, so you can rest easy.
Fee free
The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.
How We Operate
It could not be easier for students to buy a property than with the help of our specialist mortgage brokers, who take the stress away from applying for mortgages. Our mortgage advisors understand that renting isn’t always the best option for medical students and have access to tailored mortgage deals that aren’t available on the high street.
Access exclusive deals on mortgages for medical students with Doctors Mortgages Online with these three steps:
Get in touch
2. Initial Meeting
Review & Accept
We can help you with all your mortgage and investment
needs at every stage of your financial journey
Boost Your Chances Of Getting A Mortgage With Our FREE Guide.
Mortgage advice and guides
How Do High Street Banks View Medical Professionals?
No Deposit Track Record Mortgage Available For Home Buyers
Getting A Mortgage Before You Start In Post
Getting A Mortgage As A Doctor When You Are On A VISA
When Doctors Make Their Move: How We’ve Helped 4 Very Different Doctors Achieve Their Mortgage Potential
The Mortgage Application Process: A Step-By-Step Guide
Get in touch and see if we can find you the mortgage you want
