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The leading specialist mortgage broker for Investors

Our advisors understand that the complex nature of incomes for medical professionals can cause difficulties in getting the mortgage you want. We have trusted relationships with specialist healthcare lenders and access to exclusive deals. Our service is usually fee free so what do you have to lose?

I just started work as a
locum. Doctors
Mortgages were able to
get me a mortgage
using just three months
payslips.

50,000+ mortgages placed

20000+ satisfied clients

Highly rated

Another stat

We can get you a mortgage that you will struggle to get through your high street bank, by using 100% of your junior doctor salary (including additional hours/night duty etc) even if you are on a 12-month fixed term contract that includes several rotations.

As a junior doctor, getting a mortgage during foundation training can often appear to be almost impossible. You may be looking to buy your first home, move to a bigger property to accommodate a growing family or group together and buy a place with friends. Whatever you reason for needing a mortgage, the last thing you need is a rejected mortgage application.

Junior doctors are viewed as being self employed as they don’t have permanent employment contracts. As your training rotates, your contracts will change frequently and this makes it harder for lenders to judge your earnings accurately because they don’t understand the dynamics of a trainee doctor.

If you have struggled to get a mortgage as a junior doctor, Doctors Mortgages Online can help you get any mortgage on the market. We have access to lenders who understand junior doctor contracts and some will even lend if you can provide a contract offer letter. If you are looking to get your foot on the property ladder, remortgage to consolidate debt from training or sabbatical, buy to let or let to buy, we can let you know exactly how much you can borrow and offer you a range of competitive mortgage rates based on your individual criteria.

“Junior doctors are viewed as being self employed…”

“…some lenders will lend based on a contract letter.”

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Don’t waste any more time, get in touch with our expert advisors today and let us take the hassle out of getting a mortgage.

A real world mortgage case

“I was just about to graduate from medical school and wanted to buy my first home ahead of Foundation year 1 starting in August. As I didn’t have any payslips, several lenders turned me down for a mortgage. I contacted Doctors Mortgages Online and they were able to find me a mortgage 2 months before I started at Whiston Hospital. All they needed was my contract and first work schedule!The process was so easy, and Mark was available whenever I needed him (even took my calls on the weekend!).”
Jordan, Foundation 1 Doctor, Liverpool

Why use Doctors Mortgages Online?

If you are a Doctor or medical professional, using a specialist broker with medical professional experience can make a difference to the success of your mortgage application and take away all of the hassle involved with finding and securing a mortgage. Whether you are buying, investing, letting or remortgaging we can source a mortgage at a rate to suit you.

8 reasons why is makes sense to use Doctors Mortgages

Save time

We do the leg work. We find the best lender, we fill out the forms and apply for the mortgage for you. We communicate with the lender through the whole process so you don’t have to.

Fee free

We primarily work on commissions, so can usually provide our services fee free. Some complex cases may require a fee, but you will be informed of this by an advisor before making any commitments.

Market Knowledge

We do the leg work. We find the best lender, we fill out the forms and apply for the mortgage for you. We communicate with the lender through the whole process so you don’t have to.

Experience

We primarily work on commissions, so can usually provide our services fee free. Some complex cases may require a fee, but you will be informed of this by an advisor before making any commitments.

Exclusive Products

We do the leg work. We find the best lender, we fill out the forms and apply for the mortgage for you. We communicate with the lender through the whole process so you don’t have to.

Whole of market access

We primarily work on commissions, so can usually provide our services fee free. Some complex cases may require a fee, but you will be informed of this by an advisor before making any commitments.

Flexible

We do the leg work. We find the best lender, we fill out the forms and apply for the mortgage for you. We communicate with the lender through the whole process so you don’t have to.

Qualified and regulated

We primarily work on commissions, so can usually provide our services fee free. Some complex cases may require a fee, but you will be informed of this by an advisor before making any commitments.

How it works

If you are a doctor or medical professional, securing a mortgage for a property has never been easier, thanks to the team here at Doctors Mortgages Online. With access to bespoke mortgage rates tailored to you, we take the hassle out of mortgage applications to find solutions that match your goals and lifestyle in just three easy steps.

Get in touch

Reach out via phone, email, or the contact form with your details, and we’ll arrange a time to discuss your requirements. We are available outside of traditional office hours and at weekends.

2. Initial Meeting

Over the phone or video call, we’ll gather all the information we need to find you the perfect mortgage. During this call, we’ll outline the process.

Review your options

We’ll get in touch to confirm your mortgage options and will handle the application right through to offer. Once the offer has been produced, we will talk you through the next steps and will be there to help you through too completion!

We can help you with all your mortgage and investment
needs at every stage of your financial journey

Standard
purchases

Remortgages

First Time
Buyers

Buy to Let

Let to Buy

Mortgage
Protection

Investments

Standard
purchases

Remortgages

First Time
Buyers

Buy to Let

Let to Buy

Mortgage
Protection

Investments

Boost Your Chances Of Getting A Mortgage With Our FREE Guide.

Our free guide tells you everything you need to know to increase your chances of getting a mortgage as a doctor working in the UK. There are some basic things you can do to increase the likelihood of being approved. Enter your email address in the box below to download our free guide.
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Mortgage advice and guides

Get in touch and see if we can find you the mortgage you want

Our experienced advisors are only a phone call away.
If you can’t talk now, leave your details via our contact form and we’ll get back to you to discuss your personal mortgage requirements at a time to suit you.

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