Let to buy mortgages from the medical professional experts
Our advisors understand the complex nature of healthcare incomes and how they can cause difficulties in getting the mortgage you want. We have trusted relationships with specialist healthcare lenders and access to exclusive deals. Our service is usually fee free so what do you have to lose?
I just started work as a locum. Doctors Mortgages were able to get me a mortgage using just three months payslips.
50,000+ mortgages placed
20,000+ satisfied clients
Highly rated
Let-to-Buy Mortgages for Doctors
Let to buy works on the premise that is there is enough equity in your current property, you can remortgage and release enough cash to put down a deposit on a new property. Your original property would then be let out and the rental income used to cover the mortgage repayments. This in turn frees you up to take out a mortgage for your new property and cover the mortgage repayments with your salary or other source of income.
A let to buy mortgage is becoming increasingly popular with relocating doctors and medical professionals who need to relocate across the UK for work, but intend to return to their original location one day. If you don’t wish to rent a property whilst working in a temporary location, a let to buy mortgage allows you to purchase a property in your new location.
Having landlord responsibilities isn’t for everyone, and entering into a let to buy arrangements shouldn’t be taken lightly. If you are confident you will earn a decent rental income from your let to buy property and you can handle the responsibilities of being a landlord (or appointing an agent to manage this for you), a let to buy mortgage is a solution worth considering. You typically need a 25% deposit to qualify for a let to buy mortgage and you will need to prove to the lender that you can meet the mortgage repayments.
Another option worth considering if you are struggling to sell your property, is to remortgage your property in order to release equity to pay for home improvements to update or refresh your property and make it more desirable to buyer
Are you a doctor about to move house but don’t want to sell your current property?
A real world mortgage case
Richard, GP, Cardiff
Why use Doctors Mortgages Online?
8 reasons why is makes sense to use Doctors Mortgages
Our Experience
We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.
100% Online Service
Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.
Saves You Time
Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.
A Personal Mortgage Advisor
Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.
Understanding Of Earnings Structure
Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.
Strong Relationships With Lenders
We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.
Easy Application Process
Our brokers handle the entire application process, so you can rest easy.
Fee Free
The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.
8 reasons why is makes sense to use Doctors Mortgages
Our Experience
We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.
100% Online Service
Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.
Saves You Time
Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.
A Personal Mortgage Advisor
Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.
Understanding Of Earnings Structure
Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.
Strong Relationships With Lenders
We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.
Easy Application Process
Our brokers handle the entire application process, so you can rest easy.
Fee free
The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.
We can help you with all your mortgage and investment
needs at every stage of your financial journey
How it works
If you are a doctor or medical professional, securing a mortgage for a property has never been easier, thanks to the team here at Doctors Mortgages Online. With access to bespoke mortgage rates tailored to you, we take the hassle out of mortgage applications to find solutions that match your goals and lifestyle in just three easy steps.
Get in touch
2. Initial Meeting
Review your options
Boost Your Chances Of Getting A Mortgage With Our FREE Guide.
Mortgage advice and guides
How Adverse Credit Can Affect Your Mortgage Application
How Do High Street Banks View Medical Professionals?
No Deposit Track Record Mortgage Available For Home Buyers
Getting A Mortgage Before You Start In Post
Getting A Mortgage As A Doctor When You Are On A VISA
When Doctors Make Their Move: How We’ve Helped 4 Very Different Doctors Achieve Their Mortgage Potential
Get in touch and see if we can find you the mortgage you want
