The leading specialist mortgage broker for GP’s
Our advisors understand the complex nature of healthcare incomes and how they can cause difficulties in getting the mortgage you want. We have trusted relationships with specialist healthcare lenders and access to exclusive deals. Our service is usually fee free so what do you have to lose?
They are reliable, efficient, and got me a mortgage offer that no high street bank could. I’ve already recommended them to several colleagues
50,000+ mortgages placed
20,000+ satisfied clients
Highly rated
Tailored Mortgage Options for GPs
How Banks View GPs
How Banks View New GP Partners
How We Help GPs & GP Partners Get a Mortgage
Our team at Doctors Mortgages Online can help every type of GP secure a mortgage. If you’re a salaried GP, we will work hard to help you secure the best mortgage deal available and can handle every aspect of the process, allowing you to focus on your busy career.
We understand how complex a mortgage application can be as a new GP partner. For this reason, we only work with trusted healthcare lenders that are happy to provide a mortgage to GP partners with less than a year’s worth of accounts.
Also, our lenders will review the surgery balance sheet and take your expected future earnings into account to help you secure the right mortgage deal for you.
We can source mortgages for practice partners who have been in post for less than a year.
If you have recently joined as a practice partner, then you are now self employed which can make mortgage applications tricky, if you don’t talk to a medical mortgage advisor. Typically, if you don’t have at least two years of properly audited accounts, you will be turned down by nearly every lender.
GP Surgery Buying Loans Available
In addition to helping you achieve your personal goal of buying your first home, relocating to a new property, or remortgaging, we can help make your professional dreams come true. For instance, we can help you secure a GP surgery buying loan to become a new GP partner and enjoy more autonomy in your career.
A real world mortgage case
Andy
Why GPs Should Use Doctors Mortgages Online?
A specialist broker understands how mortgages for medical professionals work, so you don’t have to experience any more delays or rejections when it comes to your application.
GP practice partners are self-employed, making persuading high street banks to lend to you difficult. They simply take your financial and employment information at face value and don’t dig deeper to form a full picture of your personal situation to realise how you can afford the repayments on your mortgage. This is even more true if you can’t back your application up with the required duration of accounts.
At Doctors Mortgages Online, our experienced and professional brokers have relationships with specialist mortgage lenders who will happily provide GP mortgages for practice partners with less than a year’s worth of accounts in place. We can provide mortgage advice for first time buyers, those who want to relocate, invest, or remortgage to help them to achieve their property ownership goals.
8 reasons why is makes sense to use Doctors Mortgages
Our Experience
We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.
100% Online Service
Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.
Saves You Time
Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.
A Personal Mortgage Advisor
Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.
Understanding Of Earnings Structure
Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.
Strong Relationships With Lenders
We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.
Easy Application Process
Our brokers handle the entire application process, so you can rest easy.
Fee Free
The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.
8 reasons why is makes sense to use Doctors Mortgages
Our Experience
We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.
100% Online Service
Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.
Saves You Time
Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.
A Personal Mortgage Advisor
Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.
Understanding Of Earnings Structure
Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.
Strong Relationships With Lenders
We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.
Easy Application Process
Our brokers handle the entire application process, so you can rest easy.
Fee free
The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.
How We Operate
When you approach an online mortgage broker like ours that has experience in finding suitable mortgages for GPs and other medical professionals, you are in safe hands. General practitioners (GPS) work incredibly hard, and their work is vital, so we don’t think anything should stand in the way of them getting a mortgage.
Our team understands how GPs are paid and the intricacies of the profession inside-out, so you won’t have to explain your circumstances like you do with high street lenders. It doesn’t matter how long you have been working as a GP; our specialist brokers will be able to find a mortgage for you.
The team at Doctors Mortgages Online is available whenever suits you, outside of the nine-to-five and at weekends to make the application process smooth.
These are the three steps that are involved when you choose us.
Get in touch
Reach out to us over the phone, by email, or by filling out the contact form. Full details can be found on our Contact Us page. You can outline your information in a few seconds, and we will arrange a meeting at a time that works for you to discuss your requirements in more detail.
2. Initial Meeting
We’ll meet with you over the phone or via video call to explain our Doctors Mortgages Online process in full. If you decide you want to use our specialist broker service to secure your GP mortgage, you will need to provide us with some more information at this stage so we can source the right product for you.
Review your options
We can help you with all your mortgage and investment
needs at every stage of your financial journey
Boost Your Chances Of Getting A Mortgage With Our FREE Guide.
Mortgage advice and guides
How Do High Street Banks View Medical Professionals?
No Deposit Track Record Mortgage Available For Home Buyers
Getting A Mortgage Before You Start In Post
Getting A Mortgage As A Doctor When You Are On A VISA
When Doctors Make Their Move: How We’ve Helped 4 Very Different Doctors Achieve Their Mortgage Potential
The Mortgage Application Process: A Step-By-Step Guide
Get in touch and see if we can find you the mortgage you want
