First time buyer mortgages from the medical professional experts

Our advisors understand the complex nature of healthcare incomes and how they can cause difficulties in getting the mortgage you want. We have trusted relationships with specialist healthcare lenders and access to exclusive deals. Our service is usually fee free so what do you have to lose?

I just started work as a locum. Doctors Mortgages were able to get me a mortgage using just three months payslips.

50,000+ mortgages placed

20,000+ satisfied clients

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First-Time Buyer Mortgages for Doctors

First time buyers typically have a small deposit to put towards their first mortgage. The general rule of thumb when it comes to first time buyer mortgages is that the smaller your deposit, the higher the rate of interest you will be charged by the mortgage lender. The smallest deposit you can currently have to get a mortgage today is 5% of your property purchase price.

If you are just setting out on your property search, or are simply wanting to know how much you can borrow based on where you are in your medical career, then it pays to talk to a medical mortgage professional sooner rather than later.

If you are a junior doctor, a locum, GP or consultant we can help you when it comes to buying your first home. You don’t always need to be be at a certain point in your career before you can be considered for a first time buyer mortgage. In some cases, we can help secure a first time buyer mortgage for doctors who haven’t even begun a contracted placement yet, or who have only been a practice partner for a few months.

Our advisors can also give advice on and help you apply to the government’s ‘Help To Buy Scheme’, which can help doctors looking to buy a new build get a foot on the property ladder sooner. 

Are you looking to buy a property for the first time?

At such an exciting and daunting time, and with so many options to consider, you need to be sure to get the right first time buyer mortgage to suit your individual circumstances.
Don’t waste any more time, get in touch with our expert advisors today and let us take the hassle out of getting a mortgage.

A real world mortgage case

Doctors Mortgages have been excellent in helping us arrange our first mortgage- thoroughly knowledgeable with excellent communication all the way through. Thanks very much!
Richard, GP, Cardiff

Why use Doctors Mortgages Online?

If you are a Doctor or medical professional, using a specialist broker with medical professional experience can make a difference to the success of your mortgage application and take away all of the hassle involved with finding and securing a mortgage. Whether you are buying, investing, letting or remortgaging we can source a mortgage at a rate to suit you.

8 reasons why is makes sense to use Doctors Mortgages

Our Experience

We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.

100% Online Service

Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.

Saves You Time

Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.

A Personal Mortgage Advisor

Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.

Understanding Of Earnings Structure

Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.

Strong Relationships With Lenders

We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.

Easy Application Process

Our brokers handle the entire application process, so you can rest easy.

Fee Free

The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.

8 reasons why is makes sense to use Doctors Mortgages

Our Experience

We have more than 20 years of experience sourcing mortgages for doctors that work for them. Doctors often earn higher than the average worker, so you would think they would have no problem securing the funds to buy a property. High street banks don’t understand the complexity of the medical profession, which can result in delays and rejected mortgage applications. With us, it’s simple. We provide practical mortgage advice at any stage in their career, sourcing mortgage deals of up to 5.5 times your income.

100% Online Service

Unsociable working hours and fragmented shifts can make it harder for you to find time to research lenders. Our 100% online mortgage broker service works around your schedule, with all communication via email or phone. We will never request to see you face-to-face unless you want to, and we will only contact you when you are available.

Saves You Time

Our online mortgage broker service will do all the leg work for you. You provide us with the essential information, and we’ll do the rest, from filling out the forms and submitting the application. We’ll handle communication with the lender to secure a mortgage for doctors wherever they are.

A Personal Mortgage Advisor

Once we are in touch, you will be allocated your personal mortgage advisor to guide you through the process. A specialist in providing mortgage advice for doctors, they will arrange the paperwork and find the right lender to ensure that your funds arrive in time to exchange contracts.

Understanding Of Earnings Structure

Regular lenders make mortgages for doctors complicated. Our online mortgage brokers understand how you get paid and how your employment contracts work so you won’t get rejected due to misrepresentation.

Strong Relationships With Lenders

We’ve built up trusted relationships with bespoke lenders that are not on the high street, meaning we can access better mortgage rates than you could find yourself.

Easy Application Process

Our brokers handle the entire application process, so you can rest easy.

Fee free

The online mortgage broker for doctors’ service we provide doesn’t require a fee unless your case is particularly complex. We work on a commission basis.

How it works

If you are a doctor or medical professional, securing a mortgage for a property has never been easier, thanks to the team here at Doctors Mortgages Online. With access to bespoke mortgage rates tailored to you, we take the hassle out of mortgage applications to find solutions that match your goals and lifestyle in just three easy steps.

Get in touch

Reach out via phone, email, or the contact form with your details, and we’ll arrange a time to discuss your requirements. We are available outside of traditional office hours and at weekends.

2. Initial Meeting

Over the phone or video call, we’ll gather all the information we need to find you the perfect mortgage. During this call, we’ll outline the process.

Review your options

We’ll get in touch to confirm your mortgage options and will handle the application right through to offer. Once the offer has been produced, we will talk you through the next steps and will be there to help you through too completion!

Boost Your Chances Of Getting A Mortgage With Our FREE Guide.

Our free guide tells you everything you need to know to increase your chances of getting a mortgage as a doctor working in the UK. There are some basic things you can do to increase the likelihood of being approved. Enter your email address in the box below to download our free guide.
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If you can’t talk now, leave your details via our contact form and we’ll get back to you to discuss your personal mortgage requirements at a time to suit you.

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